In general, our conventional loans are designed for project amounts up to $20 million or so. Our loans can include the acquisition of commercial real estate, refinance of existing debt, renovation of the commercial real estate, and/or cash-out for other investment purposes. Our loans typically involve a first lien on the commercial property of not greater than 65% of the total appraised property value. Finally, a down payment or equity contribution, typically 35%, comes from you the Borrower. These loans are for commercial real estate properties that are either owner-occupied or investment/income properties. Fountainhead offers very competitive interest rates with a 25-year amortization and exceptional customer service, allowing for 24-hour pre-approvals, two-day approvals and quick closings – often within 30 to 45 days.